This free Missouri paycheck calculator estimates your 2026 take-home pay after federal income tax, Missouri state income tax, Social Security, and Medicare.

Missouri Paycheck Calculator 2026

Missouri uses a progressive state income tax system, and the top 2026 rate is 4.7%. Kansas City and St. Louis may also apply a 1% earnings tax in applicable situations.

Enter your salary or hourly rate, select your pay frequency and filing status, add any pre-tax deductions, and instantly see your estimated net paycheck — broken down line by line.

How Missouri Paychecks Work

Missouri uses a progressive state income tax structure rather than a flat rate. For 2026, the highest marginal rate is 4.7%, and lower brackets apply to smaller portions of taxable income.

Missouri also allows the deduction of federal income tax from state taxable income in 2026, which can reduce state withholding for many workers. Because of that, Missouri paycheck estimates can differ from states that simply apply a flat percentage to gross pay.

Some city workers may also owe a 1% earnings tax in Kansas City or St. Louis depending on residence and work location. This calculator includes an optional local tax field so you can estimate that amount if needed.

Missouri Paycheck Breakdown

Every Missouri worker pays federal payroll taxes on wages. Social Security is withheld at 6.2% up to the annual wage base, and Medicare is withheld at 1.45%. Higher earners may also owe additional Medicare tax under federal rules.

The calculator converts annual or hourly income into the selected pay frequency before applying taxes and deductions. That makes it useful for salary workers, hourly workers, and anyone comparing weekly, biweekly, semimonthly, or monthly paychecks.

Pre-tax deductions such as a 401(k), health insurance, HSA, or FSA may reduce taxable income depending on the deduction type and federal and state rules.

Why Use This Missouri Paycheck Calculator

This page is built for users searching for Missouri paycheck estimates, Missouri tax withholding, and Missouri take-home pay. It is also useful when comparing gross pay versus net pay before accepting a job offer, changing pay frequency, or adjusting pre-tax deductions.

The calculator combines federal withholding, FICA, Missouri state tax, and optional local earnings tax into one simple tool. That makes it easier to understand what portion of your paycheck you actually keep after taxes.

Frequently Asked Questions

What is the Missouri state income tax rate for 2026?

Missouri uses progressive brackets, and the top rate for 2026 is 4.7%.

Does Missouri allow federal tax deduction on state returns?

Yes. Missouri allows the deduction of federal income tax from state taxable income in 2026.

Does Missouri have local income taxes?

Kansas City and St. Louis may apply a 1% earnings tax in certain cases, depending on residence and work location.

Does this Missouri Paycheck Calculator include federal taxes?

Yes. It estimates federal income tax, Social Security, and Medicare along with Missouri state income tax and optional local tax.

Can I use this for hourly wages?

Yes. You can enter an hourly rate and pay frequency to estimate your Missouri paycheck.

Accuracy Note

Calculations on this page are based on IRS Rev. Proc. 2025-32, IRS Publication 15-T, and Missouri Department of Revenue guidance for 2026.