This free Virginia paycheck calculator estimates your 2026 take-home pay after federal income tax, Virginia state income tax, Social Security, and Medicare.

Virginia Paycheck Calculator 2026

Virginia uses a four-bracket state income tax system with rates from 2% to 5.75%. Unlike some states, Virginia does not impose a general local income tax on wages.

Enter your salary or hourly rate, select your pay frequency and filing status, add any pre-tax deductions, and instantly see your estimated net paycheck — broken down line by line.

How Virginia Paychecks Work

Virginia uses a progressive state income tax structure rather than a flat rate. For withholding, the top marginal rate is 5.75%, and the bracket thresholds apply broadly across filing statuses.

Virginia’s four tax brackets are 2% on the first $3,000 of taxable income, 3% on the next $2,000, 5% on the next $12,000, and 5.75% on taxable income over $17,000. Because Virginia generally does not levy a local wage income tax, most workers only need to account for federal tax, FICA, and Virginia state income tax.

Pre-tax deductions such as a 401(k), health insurance, HSA, or FSA can reduce taxable wages for federal calculations and may also reduce Virginia taxable income depending on the deduction type.

Virginia Paycheck Breakdown

Every Virginia worker pays federal payroll taxes on wages. Social Security is withheld at 6.2% up to the annual wage base, and Medicare is withheld at 1.45%. Higher earners may also owe additional Medicare tax under federal rules.

The calculator converts annual or hourly income into the selected pay frequency before applying taxes and deductions. That makes it useful for salary workers, hourly workers, and anyone comparing weekly, biweekly, semimonthly, or monthly paychecks.

Virginia employers generally use Form VA-4 and state withholding tables to calculate payroll withholding for employees.

Why Use This Virginia Paycheck Calculator

This page is built for users searching for Virginia paycheck estimates, Virginia tax withholding, and Virginia take-home pay. It is also useful when comparing gross pay versus net pay before accepting a job offer, changing pay frequency, or adjusting pre-tax deductions.

The calculator combines federal withholding, FICA, and Virginia state tax into one simple tool. That makes it easier to understand what portion of your paycheck you actually keep after taxes.

Frequently Asked Questions

What is the Virginia state income tax rate for 2026?

Virginia uses four income tax brackets that range from 2% to 5.75% for 2026.

Does Virginia have local income tax on wages?

Virginia does not generally impose a broad local income tax on wages, although localities may levy other types of taxes.

Do pre-tax deductions reduce Virginia taxable income?

Yes. Common pre-tax deductions like retirement contributions and certain benefit plans can reduce taxable wages for both federal and Virginia tax purposes, depending on the deduction type.

Does this Virginia Paycheck Calculator include federal taxes?

Yes. It estimates federal income tax, Social Security, and Medicare along with Virginia state income tax.

Can I use this for hourly wages?

Yes. You can enter an hourly rate and pay frequency to estimate your Virginia paycheck.

Accuracy Note

Calculations on this page are based on IRS Rev. Proc. 2025-32, IRS Publication 15-T, and Virginia Tax withholding guidance for 2026.