Paycheck Calculator

Use this Paycheck Calculator to estimate take-home pay across the United States. Compare federal withholding, state tax, Social Security, Medicare, and net pay for salary and hourly workers in popular states.

People are looking for paycheck amounts in many ways, such as salary paycheck calculator, hourly paycheck calculator, take home pay calculator, and US paycheck calculator. This Paycheck Calculator hub keeps those queries answered in one place and provides each state calculator.

US Paycheck Calculator by States

Select your state below to open the matching paycheck calculator. Each one is built to help you estimate take-home pay using state-specific withholding and tax rules.

More States will be added soon…

US State Paycheck Summary

Each state has its own payroll environment, so the same gross salary can produce a different take-home amount depending on state income tax and local withholding. Below are short state summaries written in a direct, factual style.

  • Alabama: Progressive state income tax applies.
  • Alaska: No state personal income tax
  • Arizona: State income tax applies at a flat rate structure.
  • Arkansas: Progressive state income tax applies.
  • California: Progressive state income tax with detailed withholding rules
  • Colorado: Flat state income tax applies.
  • Connecticut: Progressive state income tax applies.
  • Delaware: State income tax applies.
  • Florida: No state personal income tax
  • Georgia: Flat state income tax applies, with 2026 updates
  • Hawaii: Progressive state income tax applies.
  • Idaho: State income tax applies.
  • Illinois: Flat state income tax applies
  • Indiana: Flat state income tax applies, with 2026 rate changes
  • Iowa: State income tax applies.
  • Kansas: Progressive state income tax applies.
  • Kentucky: Flat state income tax applies, with 2026 updates
  • Louisiana: State income tax applies.
  • Maine: Progressive state income tax applies.
  • Maryland: State income tax applies, often with local considerations.
  • Massachusetts: Flat state income tax applies.
  • Michigan: Flat state income tax applies.
  • Minnesota: Progressive state income tax applies.
  • Mississippi: State income tax applies, with 2026 changes
  • Missouri: State income tax applies.
  • Montana: Progressive state income tax applies, with 2026 changes
  • Nebraska: State income tax applies, with 2026 rate updates
  • Nevada: No state personal income tax
  • New Hampshire: No wage income tax
  • New Jersey: Progressive state income tax applies.
  • New Mexico: State income tax applies.
  • New York: Progressive state income tax with withholding updates
  • North Carolina: Flat state income tax applies, with 2026 updates
  • North Dakota: State income tax applies.
  • Ohio: State income tax applies under 2026 flat-tax rules
  • Oklahoma: State income tax applies, with 2026 updates
  • Oregon: Progressive state income tax applies
  • Pennsylvania: Flat state income tax applies.
  • Rhode Island: State income tax applies.
  • South Carolina: State income tax applies.
  • South Dakota: No state personal income tax
  • Tennessee: No wage income tax
  • Texas: No state personal income tax
  • Utah: Flat state income tax applies.
  • Vermont: Progressive state income tax applies.
  • Virginia: State income tax applies.
  • Washington: No state personal income tax
  • West Virginia: State income tax applies.
  • Wisconsin: Progressive state income tax applies.
  • Wyoming: No state personal income tax

Calculate Your Take-Home Pay

A paycheck calculator helps you estimate how much money you will receive after federal taxes, Social Security, Medicare, and state withholding. You can quickly open the calculator for your location and get a clearer view of your net pay.

Our paycheck calculator are especially useful for employees, freelancers, job seekers, and anyone comparing salary offers across different states.

Why Use a State Paycheck Calculator

State withholding can change your take-home pay significantly, especially in states with progressive income tax, local taxes, or special payroll deductions. Some states have no income tax, while others have layered withholding rules that make paycheck estimates more complex.

A state-specific paycheck calculator helps you estimate gross pay to net pay more accurately. That makes it useful for salary negotiations, job comparisons, relocation planning, and budgeting.

How the Paycheck Calculator Works

Enter your salary or hourly wage, pay frequency, filing status, and deductions. The calculator estimates federal tax, state tax, FICA, and other common payroll deductions to show your estimated net pay.

If you are paid hourly, you can also include overtime where applicable. If you are salaried, the calculator can help you compare annual pay against weekly, biweekly, semimonthly, or monthly take-home pay.

How Paycheck Amounts Are Calculated

Gross pay is your total earnings before deductions. Net pay is the amount left after federal tax, state tax, payroll taxes, and other deductions are removed. The exact difference depends on pay frequency, filing status, pre-tax benefits, retirement contributions, and where you live and work.

For 2026, federal withholding follows IRS Publication 15-T, and most wage earners still pay Social Security and Medicare taxes The 2026 standard deduction is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household filers Social Security tax remains 6.2% up to the wage base of $184,500, Medicare tax remains 1.45% with no wage cap, and wages above $200,000 may be subject to the Additional Medicare Tax of 0.9%

Frequently Asked Questions

How much is taken out of my paycheck for taxes?

Your paycheck is reduced by federal income tax, state income tax where applicable, Social Security, Medicare, and any other deductions you choose or owe.

How do I calculate take-home pay?

Subtract pre-tax deductions, then subtract federal and state withholding, then subtract payroll taxes and any post-tax deductions from gross pay.

Why is my paycheck lower than my salary?

Salary is gross pay. Take-home pay is lower because taxes and deductions are removed before the money is paid to you.

What taxes come out of a paycheck?

Most paychecks include federal income tax, Social Security, Medicare, and, in many states, state income tax.

Why is my take-home pay different in another state?

State income tax rules, withholding tables, and local payroll taxes vary by state.

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, and Wyoming have no state personal income tax. Washington has no state personal income tax

Is a paycheck calculator for salary or hourly pay?

It works for both. Salary and hourly workers can estimate take-home pay using the same basic tax and deduction steps.

Does the calculator use 2026 tax rules?

Yes. It is written around 2026 federal withholding basics and can be updated as state rules change

What is the difference between federal tax and state tax?

Federal tax is paid to the U.S. government. State tax, where applicable, is paid to the state government.

Can overtime change paycheck results?

Yes. Overtime raises gross pay, which can also change the amount withheld for tax and payroll purposes.